Operating lease processing process and information

Release time:

2023-11-16 18:06

Main processing process: submission of application materials-approval of documents-signing of electronic contracts-payment of relevant down payment, deposit, handling fees and other related expenses-issuance of invoices-lending-monthly repayment as planned-settlement/repurchase.

 

Operation process

Information provided

Provider

Form

Remarks

Materials required by the Lessee

Individual

Identity Card

Tenant

Electronic version

 

Marriage Certificate/Account/Divorce Certificate/Single Statement

Tenant

Electronic version

Optional, one of four when available

Tenant's own bank card

Tenant

Electronic version

Provided when bank deduction is required

Proof of assets (car, house)

Tenant

Electronic version

More than 1 million financing amount

engineering contract

Tenant

Electronic version

If available

Guarantor Information

Guarantor

Electronic version

Provide when needed

Enterprise

Legal Person Identity Card

Tenant

Electronic version

Stamp with official seal

Original/duplicate of business license

Tenant

Electronic version

The business license must be stamped with the official seal.

Last year's earnings

Tenant

Electronic version

When the amount of financing is greater than the 5 million, the resolution of the shareholders' meeting shall be provided.

Guarantor Information

Guarantor

Electronic version

Provide when needed